The Ohio Association of Health Underwriters (OAHU) has partnered with CareWorks to offer you a valuable member benefit: the OAHU Workers’ Compensation Group Rating Program. If you would like to grow your bottom line by taking full advantage of your OAHU membership investment, we highly encourage your involvement with this program.

Reasons To Participate

  1. Competitive commission paid to producers the first year and each renewing year thereafter is 31.25% of the annual administrative fee.

  2. Top Agents receive over $1,000 in commission.

  3. Most Ohio Business MUST have Workers’ Compensation coverage. Help them save money while earning a competitive commission.

  4. Is your client already in a group rating program, no problem! Let CareWorks give them a competitive bid. If your client doesn’t qualify, CareWorks can work with and help them qualify as soon as possible. Commission is available on these referrals as well.

  5. CareWorks will provide personalized AC3 forms with your agency’s name listed. Click here to view a sample AC3

  6. Easy program to market - brochures are already enclosed in this kit. An AC-3 can be faxed, emailed, mailed or delivered in person.

  7. CareWorks will provide a custom link that you can send to your clients which will make it easier on you and them to receive a workers’ compensation quote. Click here for sample custom link.

  8. Door opener - by saving businesses significant money, you can create an environment to sell them other product lines.

  9. Most businesses, regardless of size, can benefit from group rating.

Agent Commission Example


Get Started

Important Upcoming Dates

AC-3 Application Deadline - October 23
Traditional Group Enrollment Deadline - November 19
AC-3 Application Deadline for Group Retro - January 10
Retro Group Rating Deadline - January 30

Get to Know CareWorks . . .

Quick Facts about CareWorks

  • Opened in 1950;
  • Has saved employers over $2.1 billion in premiums;
  • Average tenure of CareWorks employees is 20 years;
  • 40,000 employers trust CareWorks to save them time and money;
  • Visit CareWorks at:;
  • With a corporate office in Columbus and field representatives in Canton, Cincinnati, Cleveland, Dayton, Toledo and Youngstown, CareWorks is positioned to service employers in all regions of the state; and,
  • CareWorks offers a number of cost-saving solutions to employers from claims administration to hearing representation.

Click Here to view an OAHU / CareWorks flyer with more information.


Alternative BWC Premium Discount Programs & Rebates

CareWorks Group Rating

Cost Control Techniques

The Group Rating Advantage

Agent Brochure

Agent Booklet

New Agent Packet

Co-Branded Marketing Sheet

Important 2018 Dates for Private State Fund Employers

For more information, and to receive a FREE Producers Packet, call 614-526-7169 or Click Here.